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Car Loans

Personal Car Loans

Drive away sooner with a car loan that fits your lifestyle. Our expert brokers navigate the complexities of vehicle finance to find you the best possible deal.

How we can help

New vehicles

Used vehicles

Private sales

Dealer purchases

Refinancing existing car loans

Over 60 Lenders, All Under One Roof

Our Personal Car Loans Process

Step 1

Connect

Share your car buying plans with us.

Step 2

Compare

We'll hunt down competitive rates across our lender network.

Step 3

Approve

Get pre-approved so you
can shop with confidence.

Step 4

Purchase

We'll handle the paperwork while
you choose your perfect vehicle.

Step 5

Drive

Hit the road in your new car.

Why Partner with Podium?

Next Level
Relationships

Build lasting partnerships with brokers who understand and support you in your journey

Next Level
Solutions

Access 60+ lenders and tailored funding solutions that match your ambition

Next Level
Service

Fast turnaround times and streamlined processes that keep you moving forward

Next Level
Results

Achieve your business goals with competitive rates and optimal structures

Next Level
Experience

Benefit from decades of industry expertise across all types of finance

Book a Strategic Consultation

Understanding Balloon Payments

A balloon payment can make your initial loan repayments more manageable, but it’s important to understand how they work. We’ll help you understand whether a balloon payment suits your situation and walk you through all the considerations and benefits.

What is a balloon payment?

A balloon payment is a larger sum paid at the end of your loan term, based on a fixed percentage of the total loan value.

Why consider a balloon payment?

  • Lower initial monthly repayments
  • Better short-term cash flow
  • Potential to upgrade vehicles more frequently

What to consider

  • Higher total interest over the loan term
  • Larger lump sum due at the end
  • Impact on future borrowing capacity
  • Your long-term financial strategy